In 2022 banks are getting desperate to find new customers for checking accounts. As a result, they are offering some impressive promotions and deals to lure in new customers.
The best part is that all of these checking accounts are free to sign up for and use. Not only will you be able to collect a cash bonus worth several hundred dollars, but it will be 100% free. In most cases it only takes a few minutes to sign up online for one of these checking account promotions and claim your free cash.
But how do I find these promotions? Don’t worry! We’ve got you covered.
Here, we’ve listed down the best checking account promotion with the best features, low fees, and amazing rewards.
$200 Signup Bonus When Opening A Chase Total Checking
Chase is among the top banks in America. The bank usually runs Total Checking promotions, where first-time customers receive a bonus of $200 for opening a Chase savings account.
Chase also offers unique benefits such as person-to-person payments and credit score monitoring. Let’s not forget Chase’s app, which gives you digital access to JP Morgan’s You Invest Program.
However, the checking account has a monthly fee of $12. But you can get a waiver if you meet certain conditions, including:
- You receive a direct deposit of about $500 monthly.
- You have a minimum of $1500 as the account balance per month.
- Ready to pay $25 of fee or services to Chase bank.
- Ready to establish a recurring direct deposit in the checking account.
If you can meet the above condition, you can get to enjoy Chase bank’s impressive offer. If you missed this offer last year, ensure you take advantage of it this year.
Citibank $400 Opening Account Package
Citibank offers new customers a $400 bonus when they open new a new checking and saving account with them.
To enjoy this promotion, customers must open a Citibank Account package (checking account and saving account) online. Also, they must complete the qualifying activities below.
- Deposit $15,000 in both accounts every month. You can split the amount between the two accounts.
- Maintain a balance of at least $15,000 between the account for two months consecutively.
- Set up a direct deposit account.
Just like Chase Bank saving accounts, you must pay a monthly service fee of $25. But the bank will waive the service fee if you maintain a minimum deposit of $10,000 between your checking and savings account.
Once you met the above requirements, the $400 cash bonus will get deposited into your account within 90 days.
Citibank $200 Bonus For Basic Banking Package
CitiBank offers new customers $200 when they open a checking account with the bank’s Basic Banking Package. These are the requirements to qualify:
- Deposit of $5,000 within the first 30 days of opening the checking account.
- Maintain a minimum balance of $5,000 consecutively for two months.
If you maintain a minimum account balance of $1,500, you will not have to pay a monthly service fee of $12. If you meet all the above qualifications, you will receive the $200 bonus within 90 days. Keep in mind the bonus only favors new account holders.
HSBC Welcome Deposit Of $450 For Premium Checking Accounts
HSBC good news for you. You can now receive a $450 welcome bonus if you open a Premium checking account with the bank before March 31, 2021. These are the requirements to qualify:
- Open the Premier Checking account online before the deadline
- Make monthly direct deposits totaling $,5000 for a minimum of three months after account opening.
This account incurs a fee of $50 monthly. Though you can avoid this fee if the account has monthly deposits of at least $15,000. A residential mortgage of $500,000 is an added advantage and will waive the monthly account fee.
Once you’ve met all the above qualifications, you will receive $450 within eight weeks.
$100 Welcome Bonus From Bank Of America Safe Balance Account
Do you have a Bank of America account?
If your answer is no, then it’s prime time you open one. If you open a Bank of America Advantage SafeBalance Banking account, you stand a chance of receiving a $100 welcome bonus. These are the requirements:
- Open Bank of America Advantage SafeBalance Banking accounts online.
- Must be a new personal checking customer and not a co-owner of a Bank of America personal checking within the last year.
- Receive two qualifying direct deposits of a minimum of $250 within 90 days.
The minimum opening balance of a basic SafeBalance Banking account is $25. But if you want the advanced Advantage Banking accounts, then the minimum deposit is $100.
It has a $4.95 monthly service fee, which can get wavered if you’re enrolled in a Preferred Reward or a student.
Don’t Be Left Behind On These Offers
Our list covers just a few of the bank offers and promotions available today. There are plenty more options to choose from – you just need to do more research.
These offers will not last for long, so don’t hesitate to open your checking account as soon as possible to avoid missing out.
Enjoy the benefits your checking account comes with, and get a step closer to your financial goals.