You will be happy to learn about these grant programs that make it possible to get a new deck or patio at no cost.
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Many people spend the second half of their lives depending on a single fixed income. With this comes a lack of funds, which can make sudden home improvements or restoration difficult to finance. However, there are many social programs put in place for the purpose of supporting these situations. If you are a senior citizen, there are many home-restorations grants you may qualify for.
Home improvements and upgrades can allow seniors to live comfortably in their homes for years to come. Modifications that improve accessibility and aide mobility lower the risk of accidents, allows seniors to remain independent, and can even lower the cost of utilities.
The following organizations contribute financial aid to senior citizens over the age of 55 that will put forth funding for home improvements and restorations. Contacting these groups will give you the most up to date information and is sure to improve your lifestyle.
Federal Grant Programs
There is a federally funded program by the government that is designated for senior citizens. Known as the Very Low-Income Housing Repair Program, it is handled by the Department of Agriculture in the federal government. Americans over the age of 62 who own homes in qualifying areas and are eligible for the benefits may receive this federal grant. Repair grants of up to almost $8,000 and loans up to $20,000 can be made accessible to senior citizens who meet the requirements.
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State Grant Programs
The state of California is an example of a state granting senior citizens funding for home repairs. Through non-profit, municipal, and government housing organizations, older adults can access grants to improve their homes. California is not the only state with these type of grant programs, so we recommend researching what might be available in your state as the details of these programs are constantly changing.
Weatherization Assistance Programs
Many states provide their residents with weatherization aid. The purpose of these programs is to help senior citizens manage their energy costs. This includes things such as home heating, air conditioning and electricity.
Senior citizens that classify as low-income proprietors may be eligible for such programs at no cost. For example, the state of California offers its homeowners weatherization programs through the California Department of Community Services and Development (CSD) or other local organizations.
Weatherization grants usually cover the cost regarding windows, structural or utility repairs or upgrades. The Low-Income Home Energy Assistance Program is operated on a state by state basis, so we recommend conducting research on what the particular qualification standards are for your state of residence.
Grants to Prepare Your Home for an Earthquake
The organization Earthquake Brace and Bolt (EBB) will provide up to $3,000 to residents of California to upgrade their homes to withstand earthquakes and other seismic activity that may cause damage. Homeowners who reside in a building with a cripple wall that is less than 4 feet. This offer does not apply to only seniors, but it can help seniors who are eligible.
Energy Update Programs
For utility costs in addition to weatherization outfitting, home energy update programs can help offset the cost. The Low-Income Home Energy Assistance Program will provide qualifying homeowners with funds to update homes so that they can withstand severe weather as well as be energy-saving.
Reduced Fee Services
Oftentimes, independent contractors will provide their services for older adults at a lower cost depending upon eligible monthly income. If you are a senior citizen, conduct research by requesting estimates from contractors themselves.
Insurance
Several insurance companies and plans will provide policies that cover prolonged programs that will offset the cost of home improvements or repairs. They do this because having updates to your home can make it less dangerous and thus less likely you will need to make an insurance claim.
Additional Options
In addition to the programs and offers listed above, there are usually many foundations or charity groups that will assist seniors in paying for home repairs. The Habitat for Humanity organization provides repair services for older adults across the country. The Los Angeles branch of California has worked alongside Habitat for Humanity to give seniors access to this resource. Also, Rebuilding Together and the PacifiCorp Foundation worked side-by-side to issue older adults resources for home modifications to eligible homeowners in California.
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